CalAssist California Disaster Mortgage Payment Grant
Housing & ShelterHomeownership Support
About
- Provides eligible California homeowners whose primary residences were destroyed or deemed uninhabitable by a qualified disaster with up to one year of mortgage, HELOC, or eligible reverse-mortgage property-charge assistance paid directly to the servicer.
Eligibility — Participant Type
- Applicant must own the eligible primary residence and be named on the mortgage and/or deed of trust as applicable.
Eligibility — Residency
- Damaged property must have been the homeowner's primary residence in the month before the qualified disaster.
Eligibility — Other
- Primary residence must currently be destroyed or severely damaged to the point it has been deemed uninhabitable because of a qualified California disaster.
- Damage must result from a California disaster with the required Governor or Presidential declaration within the program's qualified-disaster date window.
- Property must be an eligible single-family, condominium, 1-4 unit, or permanently affixed manufactured home taxed as real estate.
- Applicants must provide proof of ownership and disaster records as needed.
- Applicants must provide an online application, mortgage statement, ID, last utility bill, two months of bank statements, income documents, and additional disaster/ownership records as needed
Eligibility — Income
- Combined income of all persons named on the first-lien mortgage and/or deed of trust must not exceed the program limit for the county.
Service area
- CA
Benefits
- Up to 12 months of mortgage/HELOC payments, capped at $100,000 per household. (One-time)
- Non-repayable mortgage assistance grant
Documents needed
- Completed online application
- Current mortgage statement
- Proof of identification (e.g., Passport, Driver’s License, State Issued ID, US Military ID)
- Most recent utility bill for the property that is damaged
- Bank statements for all accounts for the two months prior to application submission
- Income documentation (e.g., W2s, paystubs, previous years’ tax return or unemployment verification)
- Completed online application, including attestations
- Most recent utility bill for the damaged property
- Third Party Authorization (TPA) and Disclosure
- Mortgage Statement(s)
- Proof of Identification
- Most recent income documentation (e.g., W2s, paystubs, tax returns, or alternative income documents such as Unemployment, Medi-Cal, WIC, SNAP, etc.)
- Two most recent bank statements for all accounts
- Profit and Loss Statements and two most recent business bank statements for self-employed individuals
- Insurance Carrier Claim Acceptance Letter or FEMA Award Letter
- Insurance Adjuster Assessment
- City or County Tag
- Documentation proving ownership interest in the property or successor-in-interest status (e.g., inter-spousal transfer deed, quit claim deed, grant deed, probate court order, will, or living trust)
- Proof of household income
- Online application
- Mortgage statement
- ID
- Last utility bill
- Two months of bank statements
- Income documents
- Additional disaster/ownership records as needed
How to apply
- online
- phone
- Processing time: Completed applications may take several weeks to review.
